The Small Business Super Clearing House Is Closing – Here’s What You Need to Do
If your business currently uses the Small Business Superannuation Clearing House (SBSCH) to pay employee super, there’s an important deadline you need to be aware of. The SBSCH is closing on 1 July 2026, and every business that relies on it needs a new solution in place before that date.
What is the SBSCH, and why is it closing?
The Small Business Superannuation Clearing House has been a free ATO service that allowed small businesses to make super contributions in one place, with the ATO distributing payments to individual super funds on their behalf.
As part of the Federal Government’s move toward Payday Super, which will require employers to pay super at the same time as wages, the SBSCH is being wound down. It stopped accepting new registrations in October 2025 and will close completely on 1 July 2026.
After that date, any super payments sent through the SBSCH will not be processed.
What this means for your business
If you are a current SBSCH user, you need to act before 1 July 2026. Once the service closes, there will be no grace period, contributions sent through it simply won’t go through, which could leave you with missed payments, compliance issues, and potential penalties.
Every small business that still relies on the SBSCH needs a new way to pay super in place before the first payday after 1 July 2026.
What you need to do before 1 July 2026
There are three steps current SBSCH users should take as soon as possible:
Choose an alternative payment method that suits your business
Switch to your new method well before 1 July 2026 – don’t leave it to the last minute
Download your super records from the SBSCH before it closes, so you have a complete history on file
Your options for paying super going forward
The good news is that there are several straightforward alternatives available.
Most employers will transition to the super clearing service built into their payroll software. This is often the simplest option as it centralises your payments and reporting in one place, and many providers are already set up for the Payday Super changes ahead.
If you don’t use payroll software, you can register with a commercial super clearing house or contact your default super fund directly to ask about their clearing house options.
Not sure which option is right for your business? That’s where your bookkeeper comes in.
How your bookkeeper can help
Navigating a change like this is exactly what your bookkeeper is here for. At Diverse Bookkeeping, we can guide you through the transition, help you evaluate your options, and ensure your super payments are set up correctly before the deadline.
Getting this sorted early means no disruption to your payroll, no missed super payments, and no compliance headaches down the track.
Don’t wait – the deadline is closer than it seems
1 July 2026 may feel like a way off, but with end-of-financial-year commitments on the horizon, now is the right time to get a new super payment solution in place. Leaving it too late risks delays that could affect your employees and expose your business to penalties.
If you’re unsure where to start, reach out to us today, and we’ll help you find the right path forward.